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Tips for getting your mortgage application approved

Jun 24th, 2020 Tips For Buyers Andrew Duncan

If you are planning to apply for a mortgage in the near future, there are steps you can take in advance, to increase your chances of getting a YES from the bank. As you’ll hear in the podcast below, it pays to start planning 3-6 months before submitting your mortgage application. That way your accounts will look as good as…

5 Questions to ask yourself before buying your first home

Jan 26th, 2018 Real Estate, Tips For Buyers Andrew Duncan

Buying your first home is a damn big deal. Not only from a financial perspective but from an emotional point of view as well. Kudos to you for embarking on this journey! When buying with a partner, spouse or friend, the purchase of a first home represents a huge leap of faith in your relationship. On the other hand, if you are…

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Q&A Mailbag: Should you buy an apartment as your first home?

Sep 6th, 2017 Tips For Buyers Andrew Duncan

In this weeks mailbag, we answer a common question about whether you should consider buying an apartment as your first home. Email your question to property@andrewduncan.co.nz Question: “I found your blog whilst doing some research re. potentially buying our first home. I’m a firm believer in doing my homework, and in particular, getting an unbiased opinion… Hence, I was wondering…

Should I buy an investment property?

Should you buy an investment property? 8 questions to ask before you jump in…

Apr 19th, 2015 Market Statistics, Real Estate, Tips For Buyers Andrew Duncan

So you’ve scrimped and saved and bought your first home, worked hard paying off the mortgage for a few years, and now you’re wondering – should we buy an investment property?  You probably have a few follow up questions, like: If we do buy an investment, where should we look? What kind of property makes a good investment? How much…

Tips on paying your mortgage off faster…

May 9th, 2014 Tips for sellers Andrew Duncan

Tips for reducing your mortgage… 1. Make more frequent payments. The simplest trick is to set up mortgage repayments to occur every fortnight instead of each month.  Because there are 26 fortnights in a year, you will end up with an extra month of repayments which will help to reduce the overall life of the mortgage. 2. Pay more than…