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Tips for getting your mortgage application approved

Jun 24th, 2020 Tips For Buyers Andrew Duncan

If you are planning to apply for a mortgage in the near future, there are steps you can take in advance, to increase your chances of getting a YES from the bank. As you’ll hear in the podcast below, it pays to start planning 3-6 months before submitting your mortgage application. That way your accounts will look as good as…

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NZ Everyday Investor

Jun 19th, 2020 Podcast, Real Estate Andrew Duncan

I recently had the privilege of being interviewed by Darcy Ungaro, for the NZ Everyday Investor podcast. These episodes are full of practical tips for anyone who might be thinking of buying or selling a property in future. Darcy is a great host and I’m proud of how much useful content we managed to squeeze into 2 x 1-hour episodes….

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How to read a builders report…

Jun 15th, 2020 Podcast, Real Estate, Tips For Buyers Andrew Duncan

Updated June 2020. Many of you will have experienced the feeling of seeing a home you like, getting excited about it, imagining your future there and then having your dreams shattered when you obtain a builders report and find they are recommending what can often be tens of thousands of dollars worth of urgent work required to your dream home….

Buy first? Or sell first?

Buying a home when you have one to sell

Nov 8th, 2019 Podcast, Tips For Buyers, Tips for sellers Andrew Duncan

Is having a house to sell holding you back from moving to your dream home? In this podcast episode, we sit down with mortgage adviser Jenny Cheevers to talk through the different options available when you are buying a home, but already have one you will need to sell. Our conversation includes: – Pros and cons of using bridging finance…

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How to buy your first investment property

Sep 4th, 2019 Personal finance, Property investment Andrew Duncan

Would you like to take a massive step towards securing your financial future? Sorry for the rhetorical question, but it’s worth setting the stage here. Buying the right first investment property can put you on a high-speed, cruise-control path to financial freedom. Disclaimer… Before we get started: I am not a qualified financial adviser. This article will share tips and…

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Should you buy a cross-lease property?

Oct 20th, 2018 Tips For Buyers Andrew Duncan

I often get asked about cross-lease properties. It can be a confusing form of ownership, especially if you are new to the process of buying a home. The purpose of this article is to provide you with an understanding of whether cross-lease properties will provide a good real estate investment and/or whether you should avoid them at all costs. Thinking…

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What you need to know about Conditional vs Unconditional offers.

Sep 26th, 2018 Tips For Buyers Andrew Duncan

If you are buying a home for the first time, or if you haven’t made an offer in a while, the whole question of conditional vs unconditional offers can get confusing. This article explains how each type of offer works. When you make an offer on a property it will either be: UNCONDITIONAL Meaning the offer is not subject to…

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How to avoid paying too much for a property

Aug 30th, 2018 Tips For Buyers Andrew Duncan

This article will give you tips on how to avoid paying too much when buying a home. It focusses on the emotional side of the decision-making process. Why do some people end up paying too much? FOMO (Fear of Missing Out) is an immensely powerful emotion and it can drive us to do crazy things in the heat of the…

How to sell real estate to millennials

Jul 31st, 2018 Market commentary, Tips for sellers Andrew Duncan

Every millennial real estate buyer wants to be in charge of their transaction from start to finish. We want to do as much research as possible before speaking to a real estate salesperson. 5 dos and 5 don’ts for marketing properties to first home buyers. Please don’t! 1. Don’t limit the number of photos on trademe to ‘make the phone ring’. If…